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Insurance Guide (Page 7)


Some Simple Ways to Make Your Application More Appealing to Mortgage Lenders

What should you expect when you apply for a mortgage? Not many people may know this, but the criteria for mortgage applications have changed a lot in recent years. Previously, mortgage lenders simply looked at a person’s income and made their calculations from there. But things have changed, and lenders now assess multiple factors, such as your spending habits, bills, future plans (whether... ❯❯❯

Which motor trade insurance is suitable for you?

Choosing motor insurance that’s suitable for your business is important. Clearly, you probably won’t want to take the risk of finding out in a crisis that your cover is inadequate. Equally though, you won’t want to be paying for cover that’s inapplicable to your unique business situation. The potential solution to your dilemma is to examine the nature of your business. It... ❯❯❯

Renting versus Buying – Which One is Right for You?

Buying a house is a major financial decision that requires careful thought and planning. Some people opt to rent a flat or house if they are not yet ready to purchase a home. Renting and buying each has advantages and disadvantages. Find out which one will work for you at this time, because the right option will depend on your personal circumstances. Benefits of buying When you buy, you are... ❯❯❯

Saving money on your motor trade insurance

Motor trade insurance has not been unaffected by the proliferation of comparison websites for those looking for cut-price deals on cover that is likely to be an essential part of any motor trading business. The difference, in this case, is that there are fewer comparison websites for motor traders’ insurance (rather than standard motor insurance, for example) and the number of quoted... ❯❯❯

Wildfire Preparation

California has been hit by numerous wildfires this year. Wildfires can cause a significant amount of damage. They can injure or kill people and animals and cause damage or destruction to homes and businesses. Wildfires can also disrupt community services such as access to communications, transportation, power and gas. The impact may affect hundreds of thousands of acres, as was the case with the... ❯❯❯

Indemnity insurance for executors

If you are named as an executor, you become the personal representative and assume the serious responsibility for managing and eventually distributing the estate of someone who has died. The responsibilities of an executor are many and varied – as outlined by Legal Wills – and include: your access to the deceased person’s will – this defines your duties as expressed by... ❯❯❯

Are you ready for MEES time?

If you’re a landlord and have just reacted to the above title by thinking “I haven’t a clue what that means” then you may have some trouble brewing. You most certainly should read on! Understanding “MEES” in context The acronym “MEES” stands for Minimum Energy Efficiency Standards. It’s a concept that might have a very big impact on your... ❯❯❯

What are prepaid funeral plans?

When you die, one of the last things you want is for your loved ones to worry about how they are going to pay for your funeral. Prepaid funeral plans exist to help make sure they don’t have such worries. How they work Prepaid funeral plans allow you to choose the type of ceremony you want when the time comes, but – critically – also allow you to pay in advance for the funeral... ❯❯❯

Why compare caravan insurance?

There are a few caravan insurance cover related statements you might sometimes hear from some seasoned veterans of the caravanning world: “all the policies are about the same”; “the prices never vary much”; “all the providers offer the same sort of service”; “you can select any policy or provider – it makes almost no... ❯❯❯

Things you should focus on before getting a life insurance

Life is uncertain and this is why we have life insurance. People who are the sole earner of their families are mostly interested in this kind of insurance to make sure that their family won’t be in any kind of financial distress when they are gone. Before getting a life insurance, there is following few things that you must keep in mind. ·      Minimum... ❯❯❯