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Insurance Guide (Page 16)

Making the Switch to Liability Only

Car insurance is a necessary product for protecting you against large financial expenses if you are involved in a motor vehicle accident. It is also required by law in most states. Still, maintaining a car insurance policy can be costly. For this reason, you might be thinking of switching to a liability-only policy to save money on your auto insurance premiums. Before you make the switch to a... ❯❯❯

Different Factors That Influence Your Auto Insurance Premiums

When you apply for a new automotive insurance policy and get that rate back, you might wonder if they simply pulled a number out of thin air. It seems like a mysterious process, and the insurance providers do attempt to keep it that way. But there is a very clear metric they follow when determining what sort of policy premium to offer. Remember, insurance companies make money on the people that... ❯❯❯

Some insurance types you should purchase beforehand to protect your future

Are you aware about the importance of purchasing insurance? Well, you may not know about it unless you find yourself in emergency situations where you require a lot of money to overcome them. There are several kinds of insurance policies available in the market. Also, there are many insurance companies that would like to sell you their policies. You will have to be very careful when buying... ❯❯❯

What Type of Homeowner’s Insurance Do You Need?

Getting homeowner’s insurance is one of the most crucial parts of becoming a homeowner. However, sometimes is can be incredibly confusing to wade through all the different options there are for coverage. For instance, what if there is a fire – is it just your home, or will your personal effects be protected too? Anything can happen and that is why homeowner’s insurance is so important, but some... ❯❯❯

Financial tips for coming into old-age

Financial tips for coming into old-ageIdeas for your retirement like car insurance for the over 50s here Image attributed to Ambro If you are beginning to think about your retirement you may be concerned about how you will fare financially without your old salary. Whether you are coming up to retirement in the next few years or simply want to be as prepared as possible for when the time does come, it pays to think carefully about... ❯❯❯

What is No-Fault Insurance and Why Should You Care?

Therea re currently 12 states that are "no fault" states: Washington D.C., Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jewrsey, New York, North Dakota, Pennsylvania, and Utah. If you live in one of these states, you need to understand what will happen to you if you're involved in a car accident. Even if you don't live in a no-fault state, every state has "no fault"... ❯❯❯

5 Benefits of Mortgage Protection Insurance

If you just bought a home and are paying monthly mortgage payments, chances are that you are getting a lot of mail regarding mortgage protection insurance. Mortgage protection insurance can be important in the instance that you might not be able to pay your one of your monthly mortgage payments. There are plenty of reasons why you might suddenly not be able to pay your mortgage, like an illness... ❯❯❯

Truck Insurance 101

If you are planning to buy a truck, whether for private use or for business, there are a number of things that you need to take into consideration. One of the key considerations will be the running costs for your truck, particularly when it comes to matters such as finding competitively priced vehicle insurance. Insurance such as van, truck, and heavy goods vehicle insurance can be priced... ❯❯❯

Tips To Get Life Insurance Over 50

People rarely realize the importance of taking out life insurance until time has gone to get the best insurance deals. Reaching age 50 is not just a matter of aging, but also a matter to spend some extra time shopping around because the older you get, the harder it will be to find good quotes to get your life insurance policy. Life Insurance As Years Go Bye In an early stage of life, people... ❯❯❯

How insurance works

Most people are familiar with the concept of insurance. We insure our homes, property and even our lives to safeguard ourselves against the financial consequences of the unexpected. But insurance is also central to the functioning of the modern world. No one would be prepared to go into business without insurance protection indemnifying against possible litigation or losses, No airline would... ❯❯❯