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Insurance Guide (Page 10)

Wildfire Preparation

California has been hit by numerous wildfires this year. Wildfires can cause a significant amount of damage. They can injure or kill people and animals and cause damage or destruction to homes and businesses. Wildfires can also disrupt community services such as access to communications, transportation, power and gas. The impact may affect hundreds of thousands of acres, as was the case with the... ❯❯❯

Indemnity insurance for executors

If you are named as an executor, you become the personal representative and assume the serious responsibility for managing and eventually distributing the estate of someone who has died. The responsibilities of an executor are many and varied – as outlined by Legal Wills – and include: your access to the deceased person’s will – this defines your duties as expressed by the deceased’s final... ❯❯❯

Are you ready for MEES time?

If you’re a landlord and have just reacted to the above title by thinking “I haven’t a clue what that means” then you may have some trouble brewing. You most certainly should read on! Understanding “MEES” in context The acronym “MEES” stands for Minimum Energy Efficiency Standards. It’s a concept that might have a very big impact on your business from April 2018. To understand why, it’s... ❯❯❯

What are prepaid funeral plans?

When you die, one of the last things you want is for your loved ones to worry about how they are going to pay for your funeral. Prepaid funeral plans exist to help make sure they don’t have such worries. How they work Prepaid funeral plans allow you to choose the type of ceremony you want when the time comes, but – critically – also allow you to pay in advance for the funeral director’s... ❯❯❯

Why compare caravan insurance?

There are a few caravan insurance cover related statements you might sometimes hear from some seasoned veterans of the caravanning world: “all the policies are about the same”; “the prices never vary much”; “all the providers offer the same sort of service”; “you can select any policy or provider – it makes almost no difference”; “you don’t really need to compare caravan... ❯❯❯

Things you should focus on before getting a life insurance

Life is uncertain and this is why we have life insurance. People who are the sole earner of their families are mostly interested in this kind of insurance to make sure that their family won’t be in any kind of financial distress when they are gone. Before getting a life insurance, there is following few things that you must keep in mind. ·      Minimum insurance requirements/ coverage: The... ❯❯❯

Elements of a Good Short-Term Health Plan

Elements of a Good Short-Term Health PlanDespite the latest changes in healthcare and health insurance regulations, there are still gaps to fill in a lot of people’s insurance cycles. When you’re in between jobs, for instance, your old health insurance might expire before the new one kicks in. The same can be said for those entering retirement or graduates who are now not covered under their parents’ insurance policy but yet to get... ❯❯❯

Home insurance: Is your home properly insured?

Home insurance: Is your home properly insured?It is estimated that about 6.5 million homes are underinsured. This potentially spells doom for many homeowners when they want to file a claim or even when you want to sell your home.  The truth is the consequences of not having the right cover for your home can be far reaching. For instance, when you need to make a claim and you discover that your cover is inadequate; you will have no choice... ❯❯❯

What plastic surgery your insurance may cover?

What plastic surgery your insurance may cover?Plastic surgery procedures are not something we think of us being covered by our health insurance providers, but there are times when insurance companies will pay out for plastic surgery if it can be shown there is a legitimate medical reason necessitating the surgery. Insurance providers generally see a distinction between purely cosmetic surgery and reconstructive surgery, following the... ❯❯❯

What is Dental Insurance and Why You Should Use It?

What is Dental Insurance and Why You Should Use It?The answer isn’t as straightforward as you’d think. Dental insurance is a complicated business and even if you have dental insurance it may not necessarily provide cover for your needs. Here’s a look at some of the instances where you may need dental insurance: Does your own country have Universal Health Coverage? Some countries, including the United States, do not have universal health... ❯❯❯