Your Online Resources on Insurance

Motor trader insurance explained

The UK used car market is the largest in Europe, say consultants Strategy& in a major insight into the industry. The driving force behind that market lies with the thousands of large and small-scale motor traders in the country who make their livelihoods buying and selling – as well as repairing, servicing and maintaining – cars. For those businesses to survive the many risks... [Continue Reading]

An In-Depth Look at the Major Expenses You will have when Buying Property

If you’ve previously bought a home, then you may have an idea of the costs associated with buying property. But if you’re a first-time buyer, you may be surprised at some of the additional expenses. Buying property doesn’t just involve the cost of the mortgage itself – there are other expenses you have to bear in mind. Here, then, is an in-depth look at the major... [Continue Reading]

Some Simple Ways to Make Your Application More Appealing to Mortgage Lenders

What should you expect when you apply for a mortgage? Not many people may know this, but the criteria for mortgage applications have changed a lot in recent years. Previously, mortgage lenders simply looked at a person’s income and made their calculations from there. But things have changed, and lenders now assess multiple factors, such as your spending habits, bills, future plans... [Continue Reading]

Which motor trade insurance is suitable for you?

Choosing motor insurance that’s suitable for your business is important. Clearly, you probably won’t want to take the risk of finding out in a crisis that your cover is inadequate. Equally though, you won’t want to be paying for cover that’s inapplicable to your unique business situation. The potential solution to your dilemma is to examine the nature of your... [Continue Reading]

Renting versus Buying – Which One is Right for You?

Buying a house is a major financial decision that requires careful thought and planning. Some people opt to rent a flat or house if they are not yet ready to purchase a home. Renting and buying each has advantages and disadvantages. Find out which one will work for you at this time, because the right option will depend on your personal circumstances. Benefits of buying When you buy, you... [Continue Reading]

Saving money on your motor trade insurance

Motor trade insurance has not been unaffected by the proliferation of comparison websites for those looking for cut-price deals on cover that is likely to be an essential part of any motor trading business. The difference, in this case, is that there are fewer comparison websites for motor traders’ insurance (rather than standard motor insurance, for example) and the number of quoted... [Continue Reading]

Wildfire Preparation

California has been hit by numerous wildfires this year. Wildfires can cause a significant amount of damage. They can injure or kill people and animals and cause damage or destruction to homes and businesses. Wildfires can also disrupt community services such as access to communications, transportation, power and gas. The impact may affect hundreds of thousands of acres, as was the case with... [Continue Reading]

Indemnity insurance for executors

If you are named as an executor, you become the personal representative and assume the serious responsibility for managing and eventually distributing the estate of someone who has died. The responsibilities of an executor are many and varied – as outlined by Legal Wills – and include: your access to the deceased person’s will – this defines your duties as expressed... [Continue Reading]

Are you ready for MEES time?

If you’re a landlord and have just reacted to the above title by thinking “I haven’t a clue what that means” then you may have some trouble brewing. You most certainly should read on! Understanding “MEES” in context The acronym “MEES” stands for Minimum Energy Efficiency Standards. It’s a concept that might have a very big impact on your... [Continue Reading]

What are prepaid funeral plans?

When you die, one of the last things you want is for your loved ones to worry about how they are going to pay for your funeral. Prepaid funeral plans exist to help make sure they don’t have such worries. How they work Prepaid funeral plans allow you to choose the type of ceremony you want when the time comes, but – critically – also allow you to pay in advance for the... [Continue Reading]

Why compare caravan insurance?

There are a few caravan insurance cover related statements you might sometimes hear from some seasoned veterans of the caravanning world: “all the policies are about the same”; “the prices never vary much”; “all the providers offer the same sort of service”; “you can select any policy or provider – it makes almost no... [Continue Reading]

Things you should focus on before getting a life insurance

Life is uncertain and this is why we have life insurance. People who are the sole earner of their families are mostly interested in this kind of insurance to make sure that their family won’t be in any kind of financial distress when they are gone. Before getting a life insurance, there is following few things that you must keep in mind. ·      Minimum... [Continue Reading]

Elements of a Good Short-Term Health Plan

Despite the latest changes in healthcare and health insurance regulations, there are still gaps to fill in a lot of people’s insurance cycles. When you’re in between jobs, for instance, your old health insurance might expire before the new one kicks in. The same can be said for those entering retirement or graduates who are now not covered under their parents’ insurance... [Continue Reading]