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Insurance Guide (Page 3)

Health Insurance Options When You're Unemployed

Health Insurance Options When You're UnemployedThe past few years have been incredibly tough for millions of Americans. Whether you're an entrepreneur with your own business or a long time employee of a large firm you may have noticed that your money doesn't go quite as far as it used to. Many people were asked to take a pay cut, or to give up some of their benefits in order to stay employed. But a very many others didn't have that choice.... ❯❯❯

Can I Sell Part of My Structured Settlement?

Selling a portion of your structured settlement payments might be a great way to get a lump sum for unexpected expenses, like urgent home renovations or large medical bills. At times, people refer to these as structured settlement buyouts. However, this phrase is essentially indicating you are selling the rights to some or all of your future annuity payments in exchange for a lump sum. The... ❯❯❯

A Guide to Choosing an Australian Insurance Broker

Insurance can be an extremely complex subject, especially if it’s your first time buying insurance of any type. Fortunately, insurance brokers can help you navigate the processes and paperwork typically involved with applying for and taking out an insurance product. In fact, insurance brokers in Australia are so knowledgeable about the field that they can save you money, design the perfect... ❯❯❯

ISAs for Beginners: What Are They and How Many Types Are There?

ISA stands for Individual Savings Account, a particular kind of savings account which today represents a whole new way to invest or save money in the United Kingdom. As a matter of fact, this specific savings account represents a way to start investing your savings. Nowadays more and more people decide to embark on a new investment path instead of just saving with the goal to get a financial... ❯❯❯

Tips for Choosing Insurance That's Right for You

Choosing the right insurance can be stressful. It is not a topic most of us know a lot about, but it is generally necessary, so the thought of making the wrong choice can be terrifying. What if you choose the wrong kind and you are not covered when an emergency happens? One common mistake many people make is choosing based on price. While you do need to be price conscious, it's also worth... ❯❯❯

What is Private Mortgage Insurance (PMI)?

Private mortgage insurance, or PMI, protects lenders against losses that result from defaults on home mortgages. Homebuyers who put down less than 20 percent of the purchase price are required to buy PMI for their entire mortgage loan. Without private mortgage insurance, many people would struggle to afford a home because traditional homeowners insurance does not cover their mortgage. How PMI... ❯❯❯

What kind of insurance do you need for a commercial mortgage in Australia?

Good insurance can save a life. They are in the business of ensuring that a person’s property is protected, and even in the case of loss, it can be found or replaced (with applied terms and conditions). There are different reasons a person/ or a business would require insurance. In this case, we would discuss what kind of insurance a business would need for a commercial mortgage in Australia and... ❯❯❯

Why do insurance companies in Australia ask for background checks?

Some people with a criminal record are surprised to discover it’s hard to get insurance as many Australian companies turn them down when they hear about that. Many wonder if this is legal and what they can do in such a situation. Will it be impossible to get the insurance they need? Yes, asking for background checks is legal and, once again, yes you can get insurance. You might need to talk to... ❯❯❯

Get the Best Car Insurance Rates with a VPN

Get the Best Car Insurance Rates with a VPNHave you ever wished you could get the best insurance rates without having to disclose your personal information? Or maybe you just want to know how much you’ll save by switching from your current insurance provider. The good news is that you can get the answers to these questions and more by switching to a better insurance company. The only bad news is that it might take a little time and effort... ❯❯❯

Is business insurance required by law?

The simple answer is Yes. Federal law requires every business with employees to have three basic types of business insurance: Workers' Compensation, Unemployment Insurance, and Disability Insurance. Having this insurance enables employers to provide their workers with income if they are injured on the job or become permanently disabled, and for their workers to receive unemployment benefits... ❯❯❯