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Insurance Guide (Page 3)

What Do I Need from My Health Insurance?

Healthcare without insurance is too expensive for the average person. While not a legal requirement, it is heavily recommended that people pay for a policy in some form or another. Insurance is there to cover the cost of all things health related. However, there are varying degrees of coverage that depend on how much you will pay, what your health profile looks like, and where you are located.... ❯❯❯

What are the Benefits of Borrowing an Online Loan?

It's no secret that online loans are becoming increasingly popular. It's similar to borrowing money anywhere else but much more convenient. An online loan can be a great way to provide peace of mind for those looking to make a large purchase or pay off an unexpected expense. With monthly payment loans available at competitive rates, it's easy to see why more and more people are turning to online... ❯❯❯

Knowing When to Shop for New Homeowner Insurance

It is easy to forget that homeowners insurance is necessary and not an accessory. When you are moving into a new home for the first time, it may be more important than ever to be sure your policy meets all of your and your family’s needs. People often neglect to purchase insurance until they face severe damage or losses, but it never hurts to plan so that you are not scrambling at the last... ❯❯❯

What Insurances Do I Need When Moving?

Purchasing insurance for your new home is a great way to make sure everything is covered in case of an emergency. Here are a few things to consider. First, you'll need public liability cover, transit insurance and contents insurance. You should also look into car insurance. Public Liability Cover If you are planning on moving it is important to know that the furniture removalists you hire do... ❯❯❯

Health Insurance Options When You're Unemployed

Health Insurance Options When You're UnemployedThe past few years have been incredibly tough for millions of Americans. Whether you're an entrepreneur with your own business or a long time employee of a large firm you may have noticed that your money doesn't go quite as far as it used to. Many people were asked to take a pay cut, or to give up some of their benefits in order to stay employed. But a very many others didn't have that choice.... ❯❯❯

Can I Sell Part of My Structured Settlement?

Selling a portion of your structured settlement payments might be a great way to get a lump sum for unexpected expenses, like urgent home renovations or large medical bills. At times, people refer to these as structured settlement buyouts. However, this phrase is essentially indicating you are selling the rights to some or all of your future annuity payments in exchange for a lump sum. The... ❯❯❯

A Guide to Choosing an Australian Insurance Broker

Insurance can be an extremely complex subject, especially if it’s your first time buying insurance of any type. Fortunately, insurance brokers can help you navigate the processes and paperwork typically involved with applying for and taking out an insurance product. In fact, insurance brokers in Australia are so knowledgeable about the field that they can save you money, design the perfect... ❯❯❯

ISAs for Beginners: What Are They and How Many Types Are There?

ISA stands for Individual Savings Account, a particular kind of savings account which today represents a whole new way to invest or save money in the United Kingdom. As a matter of fact, this specific savings account represents a way to start investing your savings. Nowadays more and more people decide to embark on a new investment path instead of just saving with the goal to get a financial... ❯❯❯

Tips for Choosing Insurance That's Right for You

Choosing the right insurance can be stressful. It is not a topic most of us know a lot about, but it is generally necessary, so the thought of making the wrong choice can be terrifying. What if you choose the wrong kind and you are not covered when an emergency happens? One common mistake many people make is choosing based on price. While you do need to be price conscious, it's also worth... ❯❯❯

What is Private Mortgage Insurance (PMI)?

Private mortgage insurance, or PMI, protects lenders against losses that result from defaults on home mortgages. Homebuyers who put down less than 20 percent of the purchase price are required to buy PMI for their entire mortgage loan. Without private mortgage insurance, many people would struggle to afford a home because traditional homeowners insurance does not cover their mortgage. How PMI... ❯❯❯